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Explore HDFC Life YoungStar Udaan - Child Plan

Benefits
Benefits Available Under HDFC Life YoungStar Udaan - Child Plan
- Survival/Maturity Benefits:
The table below specifies the series of money back/endowment payouts, payable at the end of each year, for a premium paying or a fully paid-up policy.
SA: Sum Assured on maturity. GA: Guaranteed Additions
- Death Benefit:
The table below captures the available death benefits during the policy term under various options.
Death Benefit Options Death Benefits Classic Basic Death benefit + Accrued Guaranteed Additions + Accrued Bonuses, if any Classic Waiver Basic Death benefit + Premium Waiver The table below describes each of the above benefits in detail.
Basic Death Benefit The basic death benefit shall be the higher of:
- Sum Assured on Death
- 105% of Premiums paid
The Sum Assured on Death shall be the higher of:
- Sum Assured on Maturity^
- 10 times Annualised Premium for entry age up to 50 years and 7 times Annualised Premium for entry age greater than 50 years
Premium Waiver All future outstanding premiums under the policy will be waived. The contract shall continue and the benefits as per Survival benefit and Maturity Benefit shall be available. For the purpose of computation of Death Benefit, the premiums shall exclude any underwriting extra premiums, any loadings for modal premiums and any taxes paid such as service tax and education cess.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.
Eligibility
Death Benefit - Classic Option 1- Aspiration
MIN | MAX | |
---|---|---|
ENTRY AGE![]() | 0 yrs(30 days) | 60 yrs |
MATURITY AGE![]() | 18 yrs | 75 yrs |
Death Benefit - Classic Option 2- Academia
MIN | MAX | |
---|---|---|
ENTRY AGE![]() | 8 yrs | 60 yrs |
MATURITY AGE![]() | 23 yrs | 75 yrs |
Death Benefit - Classic Option 3- Career
MIN | MAX | |
---|---|---|
ENTRY AGE![]() | 8 yrs | 60 yrs |
MATURITY AGE![]() | 23 yrs | 75 yrs |
Death Benefit - Classic Waiver All Options
MIN | MAX | |
---|---|---|
ENTRY AGE![]() | 18 yrs | 55 yrs |
MATURITY AGE![]() | 33 yrs | 75 yrs |
MIN | MAX | |
---|---|---|
POLICY TERM![]() | 15 yrs | 25 yrs |
PREMIUM PAYMENT TERM![]() | 7, 10 or Policy Term minus 5 years |
All ages mentioned above are age last birthday. The minimum entry age and the policy term selected shall be such that the maturity age limits are met.
For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult Financial Consultant before taking a decision.

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